Job Description
We are looking for a sharp and analytical Credit Analyst to join our Richmond, VA team. This is an immediate hire opportunity for a driven professional who excels at evaluating financial data and mitigating risk.
At Richmond Financial Partners, we pride ourselves on our collaborative culture and commitment to excellence. As a Credit Analyst, you will play a pivotal role in our lending and investment decisions, ensuring our portfolio remains healthy and profitable. If you are ready to take the next step in your finance career with a top-tier firm, we want to hear from you.
Why Join Us?
- Competitive salary and comprehensive benefits package.
- Opportunity for immediate impact and career growth.
- Modern work environment in the heart of downtown Richmond.
Responsibilities
- Analyze Financial Data: Review and evaluate loan applications and financial statements to determine creditworthiness and risk levels.
- Risk Assessment: Develop and implement credit risk models to identify potential issues with existing and prospective clients.
- Reporting: Prepare detailed credit memos and reports for the lending committee to support decision-making processes.
- Compliance: Ensure all credit policies and regulatory requirements are strictly followed.
- Client Interaction: Communicate findings and credit decisions clearly to internal teams and external clients.
- Portfolio Monitoring: Regularly monitor account performance and take proactive measures to mitigate delinquencies.
Qualifications
- Education: Bachelor’s degree in Finance, Accounting, Economics, or a related field required; MBA or CFA preferred.
- Experience: 2-5 years of experience in credit analysis, financial analysis, or commercial lending.
- Technical Skills: Advanced proficiency in Microsoft Excel (Pivot Tables, VLOOKUP) and financial modeling software (e.g., Bloomberg, SAP, or Oracle).
- Attention to Detail: Exceptional analytical skills with a keen eye for detail and accuracy.
- Communication: Strong verbal and written communication skills with the ability to present complex financial concepts to stakeholders.
- Regulatory Knowledge: Solid understanding of banking regulations and credit risk management principles.