Job Description
Are you a detail-oriented financial professional seeking an Immediate Hire opportunity?
Apex Financial Solutions is currently looking for a dedicated Credit Analyst to join our dynamic team in Colorado Springs, CO. In this role, you will play a pivotal part in our risk management strategy, evaluating financial data to support lending decisions and ensuring the long-term health of our portfolio.
We offer a competitive benefits package, a collaborative work environment, and the chance to work with cutting-edge financial tools. If you have a strong background in financial analysis and are ready to make an impact immediately, we want to hear from you.
Why Join Us?
- Immediate Start: Start making a difference from day one.
- Competitive Compensation: $55,000 - $75,000 + Benefits.
- Growth Opportunities: Clear career advancement paths within the finance sector.
Responsibilities
- Analyze Financial Statements: Review and assess balance sheets, income statements, and cash flow statements to determine creditworthiness of applicants.
- Conduct Risk Assessments: Evaluate borrower risk profiles, including financial health, industry trends, and market conditions.
- Develop Credit Scoring Models: Utilize data to score loan applications and recommend approval, denial, or modification decisions.
- Prepare Credit Reports: Draft comprehensive credit memos and reports detailing analysis findings for management review.
- Monitor Portfolio Health: Track existing accounts for signs of delinquency or deterioration in credit quality.
- Compliance & Documentation: Ensure all credit files are accurate, complete, and compliant with regulatory standards.
Qualifications
- Education: Bachelor’s degree in Finance, Accounting, Economics, or a related field (or equivalent work experience).
- Experience: Minimum of 2-3 years of experience in credit analysis, financial underwriting, or commercial lending.
- Technical Skills: Proficiency in Microsoft Excel (advanced functions) and credit analysis software.
- Analytical Skills: Strong ability to interpret complex financial data and identify key risk indicators.
- Communication: Excellent verbal and written communication skills for presenting findings to stakeholders.
- Attention to Detail: Meticulous approach to reviewing documentation and data entry.