Job Description
Join our dynamic finance team at Capital Edge Financial Solutions as an immediate-hire Credit Analyst in sunny Santa Ana, CA. We're seeking a detail-oriented professional to evaluate creditworthiness and mitigate financial risks for our diverse portfolio. This contract position offers competitive compensation, flexible scheduling, and the opportunity to make immediate impact in a fast-paced environment. If you're ready to leverage your analytical skills and start contributing right away, apply today!
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit recommendations with clear risk assessments and mitigation strategies
- Monitor existing credit portfolios and identify early warning signs of potential defaults
- Collaborate with sales teams to structure optimal credit solutions for clients
- Ensure compliance with federal regulations and internal credit policies
- Generate comprehensive credit reports using advanced financial modeling tools
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 3+ years of commercial credit analysis experience in banking/lending
- Expertise in financial statement analysis and ratio interpretation
- Proficiency with credit scoring models (FICO, Altman Z-score)
- Strong knowledge of banking regulations (Regulation B, CFPB guidelines)
- Advanced Excel skills and experience with credit software (e.g., Moody's Analytics)
- Ability to manage high-volume workloads with strict deadlines