Job Description
Join our dynamic finance team at Baltimore Financial Partners as a Credit Analyst and make an immediate impact! We're seeking a detail-oriented professional to evaluate credit risks, analyze financial statements, and support lending decisions in a fast-paced environment. Enjoy competitive compensation, comprehensive benefits, and the opportunity to advance your career with a leading financial institution in Baltimore's thriving downtown district.
Responsibilities
- Conduct comprehensive creditworthiness assessments of commercial and individual clients
- Analyze financial statements, cash flow projections, and collateral valuation
- Prepare detailed credit reports with clear risk recommendations
- Collaborate with senior lenders to structure optimal financing solutions
- Monitor existing portfolios for risk mitigation opportunities
- Ensure compliance with regulatory requirements and internal policies
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of credit analysis or underwriting experience
- Proficiency in financial modeling and Excel (VLOOKUP, PivotTables)
- Strong knowledge of credit risk assessment frameworks
- Excellent analytical and problem-solving abilities
- Effective communication skills for presenting complex information
- Professional certification (CFA, CRCM) preferred