Job Description
We're seeking a sharp Credit Analyst to join our dynamic finance team immediately. This urgent opening requires a detail-oriented professional to evaluate credit risk, prepare financial analyses, and support lending decisions. You'll work in our modern Durham office, collaborating with senior leaders to ensure portfolio quality and compliance.
As a key member of our credit division, you'll leverage your financial expertise to drive growth while maintaining rigorous risk standards. We offer competitive compensation, comprehensive benefits, and rapid career advancement for high performers ready to make an immediate impact.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit memos with risk ratings and approval recommendations
- Monitor existing portfolios for early warning signs of credit deterioration
- Ensure adherence to regulatory requirements and internal credit policies
- Collaborate with commercial lending teams on complex credit structures
- Develop risk mitigation strategies for high-exposure accounts
- Stay current on industry trends affecting credit risk
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of cash flow analysis and covenant monitoring
- Experience with credit risk rating systems (e.g., Moody's, S&P)
- Excellent analytical skills with attention to detail
- Strong communication abilities for presenting complex findings
- Experience in banking or financial services required