Job Description
Are you an analytical thinker ready to make a significant impact? Apex Financial Group is seeking a detail-oriented Credit Analyst to join our growing team in Riverside, CA. We offer an immediate hire opportunity for a dedicated professional who thrives in a fast-paced financial environment.
In this pivotal role, you will be responsible for evaluating credit applications, assessing financial risk, and ensuring compliance with company policies. We are looking for someone who can translate complex data into actionable insights to support our lending and risk management strategies.
Why Join Us?
- Competitive Salary: $65k - $85k + Benefits.
- Immediate Start: Start building your career with us right away.
- Growth Opportunities: Clear pathways for advancement within the finance department.
Apply today to secure your spot in our elite finance team!
Responsibilities
- Conduct thorough credit analysis of loan applications and customer financial statements to determine creditworthiness and risk exposure.
- Monitor and review existing client accounts to identify potential delinquencies and recommend mitigation strategies.
- Prepare and maintain detailed credit reports, risk assessments, and recommendation summaries for underwriting teams.
- Collaborate with cross-functional teams including sales and operations to ensure smooth credit approval processes.
- Analyze market trends and economic data to provide context for credit decisions and maintain a competitive edge.
- Ensure strict adherence to all regulatory guidelines and internal credit policies.
Qualifications
- Bachelor’s Degree in Finance, Accounting, Economics, or a related field (or equivalent professional experience).
- 2+ years of experience in credit analysis, underwriting, or a related financial role.
- Strong analytical skills with the ability to interpret complex financial data accurately.
- Proficiency in Microsoft Excel (including pivot tables, VLOOKUP, and macros) and ERP systems (SAP, Oracle, or similar).
- Excellent verbal and written communication skills for client interactions.
- Professional certification (e.g., CFA, CPA, Credit Risk Professional) is a plus but not required.