Job Description
We are seeking a detail-oriented and analytical Credit Analyst to join our dynamic finance team in Orlando, FL. This is an Immediate Hire opportunity for a professional who excels at risk assessment and financial evaluation. If you are ready to make an impact and advance your career in a thriving market, we want to hear from you.
Why Join Us?
- Competitive salary and comprehensive benefits package.
- Opportunity for rapid career growth within a stable organization.
- Collaborative work environment in the heart of Orlando.
As a Credit Analyst, you will play a critical role in our underwriting process, ensuring our lending decisions are data-driven and sound. We are looking for a self-starter who thrives in a fast-paced setting.
Responsibilities
- Analyze Financial Data: Evaluate creditworthiness of applicants by reviewing financial statements, credit reports, and banking history.
- Risk Assessment: Assess the risk level of new and existing clients to determine appropriate credit limits and terms.
- Underwriting Support: Prepare and maintain credit files, ensuring all documentation is accurate and up-to-date in our core banking systems.
- Monitoring: Regularly monitor customer accounts for signs of financial distress or delinquency.
- Reporting: Generate and analyze reports to identify trends in credit risk and suggest strategic improvements.
- Compliance: Ensure all credit decisions adhere to company policies and federal regulatory requirements.
- Communication: Collaborate with the sales team to provide guidance on credit policies and deal structuring.
Qualifications
- Education: Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
- Experience: Minimum of 2-4 years of experience in credit analysis, underwriting, or financial analysis.
- Technical Skills: Proficiency in Microsoft Excel (Pivot Tables, VLOOKUP) and experience with ERP systems (e.g., SAP, Oracle, or NetSuite).
- Analytical Skills: Strong ability to interpret complex financial data and make sound recommendations based on findings.
- Attention to Detail: Exceptional accuracy when reviewing documents and entering data.
- Regulatory Knowledge: Working knowledge of banking regulations and compliance standards is highly preferred.
- Communication: Excellent verbal and written communication skills with the ability to explain complex concepts clearly.