Job Description
Join Pittsburgh Financial Partners as a Credit Analyst and enjoy the perfect work-life balance with our flexible hours option! We're seeking detail-oriented professionals to evaluate creditworthiness and support lending decisions in a dynamic, collaborative environment. Our downtown Pittsburgh office offers hybrid work flexibility (3 days in-office, 2 remote) and comprehensive benefits including health insurance, 401(k) matching, and professional development stipends.
As a key member of our Commercial Lending team, you'll analyze financial statements, assess risk profiles, and prepare credit recommendations for diverse clients across Western Pennsylvania. This role is ideal for analytical minds who value autonomy and want to make a tangible impact on our community's financial health.
Responsibilities
- Analyze financial statements, tax returns, and cash flow projections to assess borrower creditworthiness
- Prepare comprehensive credit memos and risk assessment reports for loan committees
- Monitor existing loan portfolios and identify early warning signs of financial distress
- Collaborate with relationship managers to structure appropriate credit solutions
- Stay current on industry regulations and economic trends affecting credit risk
- Develop and maintain strong relationships with internal stakeholders and external partners
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP, GAAS, and credit underwriting principles
- Excellent analytical skills with attention to detail and accuracy
- Strong written/verbal communication and presentation abilities
- Experience with credit scoring systems (e.g., Moody's RiskCal, Moody's CreditEdge)