Job Description
Join our dynamic finance team as a Credit Analyst with flexible work hours designed to support your work-life balance. In this pivotal role, you'll evaluate creditworthiness, mitigate financial risks, and support strategic lending decisions—all while enjoying the freedom to structure your schedule around peak productivity periods. We offer a collaborative environment with competitive benefits and growth opportunities for ambitious financial professionals.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit recommendations with clear risk/mitigation strategies
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with commercial banking teams to structure optimal credit solutions
- Document credit decisions according to regulatory standards and internal policies
- Stay updated on industry trends affecting credit risk assessment methodologies
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis or underwriting experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP, credit risk frameworks, and banking regulations
- Certification (CRCM, CMB, or equivalent) preferred
- Exceptional analytical skills with attention to detail
- Ability to work independently with flexible scheduling autonomy