Job Description
Join our innovative finance team as a Credit Analyst where your expertise drives impactful decisions. We offer fully flexible hours to support your work-life balance while you analyze creditworthiness and mitigate financial risks. At Premier Financial Solutions, you'll collaborate with industry leaders in a dynamic environment that values your analytical skills and professional growth.
What We Offer:
- Competitive salary with performance bonuses
- Comprehensive benefits package
- Remote work flexibility (3 days/week on-site)
- Professional development stipend
- Modern, collaborative office culture
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess applicant creditworthiness
- Prepare detailed credit risk assessments and recommendation reports for senior leadership
- Monitor existing portfolios and identify early warning signs of potential defaults
- Collaborate with lending teams to structure optimal credit terms and conditions
- Ensure compliance with federal regulations and internal credit policies
- Develop predictive models to enhance credit decision accuracy
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA preferred)
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel, SQL, and financial modeling tools
- Strong understanding of cash flow analysis and debt servicing ratios
- Excellent written communication and presentation skills
- Industry certifications (CFA, FRM) highly valued