Job Description
Join our dynamic finance team as a Credit Analyst in Plano, TX, with unprecedented flexibility in your work schedule. We offer a supportive environment where you can achieve work-life balance while making impactful financial decisions. This role is perfect for professionals seeking adaptable hours without compromising career growth. Enjoy competitive compensation, comprehensive benefits, and opportunities for professional development in a collaborative setting.
Responsibilities
- Analyze creditworthiness of applicants using financial statements, credit reports, and industry benchmarks
- Prepare detailed credit risk assessments and recommend approval/decline decisions
- Monitor existing portfolios and identify potential delinquencies or restructuring opportunities
- Collaborate with sales teams to structure credit terms aligned with risk tolerance
- Ensure compliance with lending regulations and internal credit policies
- Generate monthly portfolio performance reports for senior management
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (or equivalent experience)
- 3+ years of credit analysis or underwriting experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of credit risk frameworks and lending regulations
- Exceptional analytical skills with attention to detail
- Excellent communication and presentation abilities
- Ability to work independently with flexible scheduling