Job Description
Are you a detail-oriented financial professional looking for a role that offers the flexibility you need? Apex Financial Solutions is seeking a Credit Analyst to join our dynamic team in Saint Paul, Minnesota. We pride ourselves on our collaborative culture and offer flexible scheduling options to support your work-life balance.
In this role, you will play a critical part in assessing the creditworthiness of our clients and ensuring the integrity of our financial portfolio. We value analytical thinking and offer a competitive benefits package for part-time employees.
Responsibilities
- Conduct thorough analysis of credit applications and financial statements to determine risk levels.
- Assess and monitor credit limits and terms for existing and prospective clients.
- Prepare detailed credit reports and recommendations for management review.
- Collaborate with the underwriting team to resolve complex credit issues.
- Maintain accurate records in the company's credit management system.
- Identify trends in credit risk and suggest mitigation strategies.
Qualifications
- Bachelor's degree in Finance, Accounting, or a related field.
- Minimum of 2 years of experience in credit analysis or financial risk assessment.
- Proficiency in Microsoft Excel (VLOOKUP, Pivot Tables) and credit analysis software.
- Strong understanding of financial statement analysis and credit scoring models.
- Excellent attention to detail and problem-solving skills.
- Ability to work independently and manage flexible schedules effectively.