Job Description
Join our dynamic finance team as a Credit Analyst with unprecedented flexibility in San Diego! We're seeking a detail-oriented professional to evaluate creditworthiness and financial risks while maintaining a healthy work-life balance. This remote-friendly role offers adjustable hours to accommodate your schedule, perfect for students, parents, or professionals seeking autonomy. Collaborate with senior analysts using cutting-edge financial tools and contribute to strategic decision-making that drives our portfolio's success. Enjoy competitive compensation, professional development stipends, and a supportive culture that values innovation.
Responsibilities
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare comprehensive credit reports and risk assessments for portfolio review
- Monitor industry trends and economic indicators affecting credit decisions
- Collaborate with loan officers to structure optimal financing solutions
- Maintain accurate documentation in compliance with regulatory standards
- Present findings to credit committees with clear data-driven recommendations
- Contribute to process improvements in credit analysis workflows
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 2+ years of commercial credit analysis or underwriting experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and credit risk frameworks
- Excellent analytical skills with attention to detail
- Ability to work independently with minimal supervision
- Strong communication skills for presenting complex financial data
- Relevant certifications (CFA, FRM) preferred