Job Description
Join Financial Solutions Group as a Credit Analyst and enjoy the perfect work-life balance with our flexible hours option! We're seeking a detail-oriented professional to evaluate creditworthiness and mitigate financial risks for our diverse portfolio. This hybrid role combines remote flexibility with in-office collaboration in our modern Saint Paul headquarters.
As a key member of our finance team, you'll leverage data-driven insights to support strategic lending decisions while working 25-30 hours per week. Our culture values autonomy, professional growth, and innovative problem-solving. Enjoy comprehensive benefits, including health insurance and retirement plans, prorated for part-time employees.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memoranda and risk assessments for loan committees
- Monitor existing credit portfolios and identify early warning signs of potential defaults
- Collaborate with lending teams to structure optimal credit solutions
- Stay current with industry regulations and compliance requirements
- Develop predictive models for credit risk forecasting
- Present findings to stakeholders through clear visual reports
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis experience in banking or financial services
- Advanced proficiency in Excel, financial modeling, and data visualization tools
- Strong understanding of credit underwriting principles and risk assessment frameworks
- Excellent analytical and problem-solving abilities with attention to detail
- Effective communication skills for presenting complex financial information
- Ability to work independently with minimal supervision