Job Description
Join our dynamic finance team as a Credit Analyst and make immediate impact! We're seeking detail-oriented professionals to evaluate creditworthiness and support strategic lending decisions. This is your chance to start tomorrow in Jersey City's thriving financial district while advancing your career in risk management and financial analysis.
Our culture combines innovation with integrity, offering mentorship from industry veterans and exposure to diverse credit portfolios. Enjoy competitive compensation, flexible scheduling options, and opportunities for professional growth within our rapidly expanding firm.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare comprehensive credit memos and risk assessment reports for loan committees
- Monitor existing credit portfolios and recommend mitigation strategies for emerging risks
- Collaborate with relationship managers to structure optimal credit solutions
- Stay updated on regulatory compliance (FCRA, BSA) and internal credit policies
- Utilize financial modeling tools to forecast repayment capacity and cash flow scenarios
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or commercial underwriting experience
- Advanced proficiency in Excel (VLOOKUP, pivot tables, financial modeling)
- Strong understanding of GAAP and financial statement analysis
- Excellent written communication skills for documenting complex credit decisions
- Professional certification (CFA, CRCM) or relevant coursework preferred