Job Description
Join our dynamic finance team at First National Bank of Lincoln as a Credit Analyst with flexible scheduling options! We're seeking detail-oriented professionals to evaluate creditworthiness and support lending decisions while enjoying work-life balance through customizable hours. This hybrid role combines office collaboration with remote flexibility, perfect for candidates who excel in autonomous environments.
Our modern office features state-of-the-art financial analysis tools and collaborative workspaces. You'll work directly with commercial lending teams, using your analytical expertise to assess risk factors and recommend credit terms. Enjoy comprehensive benefits including health insurance, retirement plans, and professional development opportunities.
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk profiles
- Prepare detailed credit reports with recommendations for loan approvals
- Monitor existing loan portfolios for compliance and risk mitigation
- Collaborate with loan officers to structure optimal credit solutions
- Stay current on industry regulations and credit policy updates
- Utilize financial modeling software for cash flow projections
- Document credit decisions in accordance with bank policies
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of commercial credit analysis experience
- Strong proficiency in financial statement analysis and ratio calculations
- Experience with credit underwriting software (e.g., Moody's Analytics)
- Excellent written and verbal communication skills
- Credit Analyst certification (CRCM or equivalent) preferred
- Ability to work independently with flexible scheduling
- Knowledge of Nebraska lending regulations