Job Description
Join our dynamic finance team as an Entry-Level Credit Analyst and kickstart your career in financial analysis! We're seeking motivated, detail-oriented individuals with no prior experience to evaluate creditworthiness, analyze financial statements, and support lending decisions. Our comprehensive training program will equip you with industry-leading skills in risk assessment, financial modeling, and regulatory compliance. Work alongside seasoned professionals in a collaborative, growth-oriented environment where your analytical abilities and fresh perspective are valued. This is your gateway to a rewarding career in finance with competitive compensation and clear advancement pathways.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit memos summarizing findings and recommending approval/decline decisions
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with loan officers to structure credit solutions aligned with company guidelines
- Utilize Excel and financial software to build models and generate reports
- Stay updated on industry regulations and economic trends affecting credit markets
- Participate in cross-functional projects to enhance credit processes
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (or equivalent experience)
- Strong analytical thinking and problem-solving abilities
- Proficiency in Microsoft Excel (required)
- Exceptional attention to detail and accuracy in data analysis
- Excellent written and verbal communication skills
- Ability to learn complex financial concepts quickly
- Proactive mindset with eagerness to develop financial expertise
- Basic understanding of financial statements (training provided)