Job Description
Join our dynamic finance team at Northwest Financial Solutions as a Credit Analyst and enjoy the unique benefit of weekly pay! We're seeking a detail-oriented professional to evaluate creditworthiness, manage risk portfolios, and drive financial decision-making in our Seattle headquarters. This role offers competitive compensation, comprehensive benefits, and a fast-paced environment where your expertise directly impacts business growth. Apply today to start your career with a company that values your financial acumen and rewards you promptly!
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for loan approval committees
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with sales teams to structure optimal credit terms for commercial clients
- Ensure compliance with federal regulations and internal credit policies
- Develop financial models to forecast cash flows and repayment scenarios
- Present complex financial data clearly to senior stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Proficiency in financial software (e.g., Moody's Analytics, RiskMetrics)
- Advanced Excel skills including VLOOKUP, pivot tables, and financial modeling
- Strong understanding of GAAP, banking regulations, and credit risk frameworks
- Credit certification (CRCM, CCE) or willingness to obtain
- Exceptional analytical and problem-solving abilities
- Excellent verbal/written communication skills