Job Description
We are seeking a meticulous Credit Analyst to join our dynamic finance team in the heart of San Francisco. As a key member of our risk assessment division, you'll evaluate financial data to determine creditworthiness and support strategic lending decisions. This role offers competitive compensation, comprehensive benefits, and opportunities for professional growth in a fast-paced fintech environment.
Responsibilities
- Analyze financial statements, cash flows, and credit history to assess borrower risk
- Prepare detailed credit reports and risk assessment documentation
- Collaborate with senior analysts to structure loan terms and conditions
- Monitor existing portfolios for compliance and early risk identification
- Stay current on regulatory changes affecting credit practices
- Present findings to credit committees with actionable recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling tools
- Strong knowledge of GAAP and credit risk frameworks
- Credit certification (CRCM, CMBL) preferred
- Exceptional analytical and problem-solving abilities
- Excellent written and verbal communication skills