Job Description
Join our dynamic finance team at Pacific Financial Partners and make an immediate impact as a Credit Analyst! We're seeking a detail-oriented professional to evaluate creditworthiness, analyze financial statements, and support lending decisions for our diverse portfolio. This is your chance to launch your career in finance with a company that values growth, innovation, and work-life balance. Start tomorrow in a role where your analytical skills directly drive business success!
Responsibilities
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare detailed credit reports with actionable recommendations
- Monitor existing portfolios for compliance and risk mitigation
- Collaborate with loan officers to structure credit solutions
- Stay updated on industry regulations and market trends
- Utilize credit scoring models and risk assessment tools
- Present findings to credit committees clearly and concisely
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 1-3 years credit analysis or underwriting experience
- Proficiency in financial statement analysis (BS/IS/CF)
- Strong Excel modeling skills and data visualization abilities
- Knowledge of credit risk frameworks (e.g., 5 Cs of Credit)
- Excellent written and verbal communication skills
- Ability to prioritize tasks in a fast-paced environment
- Familiarity with credit management software (e.g., Moody's, Fiserv)