Job Description
Join Capital Financial Solutions as a Credit Analyst and start making an immediate impact in Sacramento's thriving financial sector. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support our lending operations. This is your chance to launch a rewarding career in finance with a forward-thinking company that values growth and innovation.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare comprehensive credit analysis reports with clear recommendations
- Monitor existing loan portfolios for compliance and risk mitigation
- Collaborate with lending teams to structure credit facilities
- Stay updated on regulatory changes affecting credit practices
- Present findings to senior management through concise presentations
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 2+ years of credit analysis experience
- Proficiency in credit scoring models and financial software
- Strong analytical and quantitative reasoning skills
- Excellent written and verbal communication abilities
- Familiarity with FASB and banking regulations
- Proven problem-solving and decision-making capabilities