Job Description
Join our dynamic finance team in Oakland as an immediate-hire Credit Analyst! We're seeking a detail-oriented professional to evaluate creditworthiness and mitigate financial risks. This urgent opening offers competitive compensation, comprehensive benefits, and the opportunity to make an immediate impact in a thriving Bay Area financial institution.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit memos and risk assessments for loan committee review
- Monitor existing portfolios for compliance and early risk identification
- Collaborate with relationship managers to structure optimal credit solutions
- Stay updated on industry regulations and economic factors affecting credit decisions
- Utilize financial modeling tools to project repayment scenarios
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Proficiency in Excel, financial modeling, and credit scoring systems
- Strong understanding of GAAP and risk management principles
- Excellent analytical skills with attention to detail
- Ability to thrive in fast-paced, deadline-driven environments
- Strong communication skills for presenting complex findings