Job Description
Join our dynamic finance team as a Credit Analyst with flexible scheduling options! We offer a modern work environment where your analytical skills drive business decisions. Enjoy remote work flexibility while collaborating with industry professionals in Lubbock's thriving financial sector.
Our ideal candidate thrives in autonomous settings with adaptable hours (8 AM - 6 PM core availability). Benefit from competitive compensation, comprehensive benefits, and opportunities for professional growth in a supportive culture.
Responsibilities
- Analyze credit risk for commercial and consumer loan applications using financial statements and market data
- Prepare detailed credit reports with recommendations for loan approvals, modifications, or declines
- Monitor existing loan portfolios for compliance and early identification of potential risks
- Collaborate with loan officers to structure credit solutions aligned with client needs
- Stay current on industry regulations and economic trends impacting credit decisions
- Maintain accurate documentation in compliance with federal and state regulations
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (or equivalent experience)
- 3+ years of credit analysis experience in banking or financial services
- Strong proficiency in financial statement analysis and ratio calculations
- Familiarity with credit scoring models and risk assessment frameworks
- Exceptional attention to detail and analytical problem-solving abilities
- Professional certification (CRCM, CCE) preferred
- Self-motivated with ability to manage flexible work schedule effectively