Job Description
Join our dynamic finance team as a Credit Analyst in sunny Chula Vista! We're seeking a detail-oriented professional to assess creditworthiness and mitigate financial risks. At FinCorp Solutions, we invest in our people – all necessary equipment (laptop, dual monitors, specialized software) is provided to ensure your success. Enjoy competitive compensation, comprehensive benefits, and a collaborative work environment in one of California's most vibrant cities.
Responsibilities
- Analyze financial statements, credit reports, and market data to evaluate applicant creditworthiness
- Prepare detailed credit recommendations and risk assessments for portfolio review
- Monitor existing credit portfolios and identify potential delinquencies early
- Collaborate with sales teams to structure optimal credit terms for clients
- Maintain accurate documentation in CRM and credit management systems
- Stay current on industry regulations and compliance requirements
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or underwriting experience
- Advanced proficiency in Excel and financial modeling software
- Strong knowledge of credit scoring models and risk assessment frameworks
- Excellent analytical skills with attention to detail
- Effective communication and presentation abilities
- Ability to work independently and meet deadlines in a fast-paced environment