Job Description
Join our award-winning financial institution as a Credit Analyst in Greensboro, NC! We're offering a $5,000 sign-on bonus for qualified candidates who bring expertise in financial risk assessment. Be part of a dynamic team driving lending decisions that shape our community's economic growth. Enjoy competitive benefits, professional development, and a collaborative culture where your analytical skills make a tangible impact. Apply today and accelerate your career in finance!
Responsibilities
- Analyze creditworthiness of commercial and individual applicants using financial statements, cash flow projections, and industry benchmarks
- Prepare detailed credit reports and risk assessments with actionable recommendations
- Monitor existing loan portfolios for compliance and early identification of potential risks
- Collaborate with senior lenders to structure optimal financing solutions
- Stay current on regulatory changes affecting credit policies and procedures
- Present complex financial data clearly to stakeholders through executive summaries
Qualifications
- Bachelor's degree in Finance, Accounting, Business Administration, or related field
- 3+ years of commercial credit analysis experience in banking or financial services
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP, credit regulations, and risk management frameworks
- Certification (CRCM, CMB, or equivalent) preferred
- Exceptional analytical and problem-solving abilities
- Excellent communication skills with attention to detail