Job Description
Join Fresno Financial Solutions as a Credit Analyst and enjoy the unique benefit of weekly pay! We're seeking a detail-oriented finance professional to evaluate creditworthiness, mitigate risks, and support our dynamic lending operations. This full-time role offers competitive compensation, career growth opportunities, and the stability of a reputable financial institution in California's Central Valley.
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk profiles
- Prepare detailed credit reports with actionable recommendations for loan approvals
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with underwriting teams to structure optimal credit solutions
- Stay updated on industry regulations and economic trends affecting credit markets
- Build relationships with clients to understand financial needs and address concerns
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 3+ years of commercial credit analysis experience preferred
- Strong proficiency in financial modeling and Excel (VLOOKUP, pivot tables)
- Deep understanding of cash flow analysis and collateral evaluation
- Excellent written communication and report-writing skills
- Ability to interpret complex financial documents and regulatory requirements
- Professional certification (CFA, CRCM) considered a plus