Job Description
Join our dynamic finance team as an immediate hire Credit Analyst at Durham Financial Partners. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support strategic lending decisions. Enjoy competitive compensation, comprehensive benefits, and a collaborative work environment in Durham's thriving business district. Apply today and start your impactful career journey immediately!
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for commercial loan applications
- Monitor existing loan portfolios and identify early warning signals of potential defaults
- Collaborate with senior lenders to structure optimal credit solutions for clients
- Ensure compliance with regulatory requirements and internal credit policies
- Stay current on industry trends and economic factors affecting credit risk
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience in banking/lending
- Strong proficiency in financial modeling and Excel
- Deep understanding of cash flow analysis and ratio interpretation
- Excellent written and verbal communication skills
- Credit Risk Management Certification (CRCM) or equivalent preferred
- Ability to thrive in a fast-paced, deadline-driven environment