Job Description
Join our dynamic finance team as a Credit Analyst in Richmond, VA! We're seeking a detail-oriented professional to immediately evaluate creditworthiness, assess financial risks, and support lending decisions. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment. Perfect opportunity to advance your career in financial analysis with a leading regional institution. Apply today to start immediately!
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit memos and risk assessments for loan committee review
- Monitor existing portfolios for compliance and early warning signs of default
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure adherence to regulatory requirements and internal policies
- Develop and maintain strong relationships with banking partners and clients
- Contribute to process improvements in credit analysis workflows
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or commercial lending experience
- Proficiency in financial modeling tools (e.g., Excel, Bloomberg)
- Strong knowledge of GAAP and credit risk assessment methodologies
- Excellent analytical skills with attention to detail
- Effective communication and presentation abilities
- Ability to thrive in a fast-paced, deadline-driven environment
- Professional certification (CFA, FRM) preferred