Job Description
Join our innovative finance team as a Credit Analyst with unprecedented flexibility! Enjoy a hybrid work model with core hours (10 AM - 3 PM) and customizable start/end times to accommodate your lifestyle. We're seeking a detail-oriented professional to evaluate creditworthiness, manage risk portfolios, and drive financial decision-making in our dynamic San Diego headquarters.
Responsibilities
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare comprehensive credit reports with actionable recommendations
- Monitor portfolio performance and identify early warning indicators
- Collaborate with sales teams to structure optimal credit solutions
- Stay current on industry regulations and compliance standards
- Present findings to senior leadership through clear data visualizations
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling
- Strong understanding of FICO scoring and credit risk metrics
- Excellent written/verbal communication skills
- Ability to work independently with minimal supervision
- Professional certification (CFA, CMA) preferred