Job Description
Join our dynamic finance team at Lubbock Financial Partners as a Credit Analyst. We're seeking a detail-oriented professional to evaluate creditworthiness, assess financial risks, and support lending decisions in West Texas's growing market. Enjoy competitive compensation, comprehensive benefits, and opportunities for career growth in a collaborative environment.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit recommendations for commercial and consumer loan applications
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with loan officers to structure optimal financing solutions
- Maintain accurate documentation of credit analyses in compliance with regulatory standards
- Stay updated on industry trends and economic factors affecting credit risk
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or underwriting experience
- Proficiency in financial modeling software (e.g., Excel, Bloomberg)
- Strong understanding of GAAP and credit risk assessment frameworks
- Excellent analytical and problem-solving abilities
- Effective communication skills for presenting complex financial data
- Professional certification (CFA, CRCM) preferred