Job Description
Join our dynamic finance team as an immediate-hire Credit Analyst in sunny Chula Vista! We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support our lending operations. This is a fantastic opportunity to advance your career in a collaborative environment with competitive compensation and growth potential. Apply today to start your new role within 48 hours!
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit recommendations and risk assessments for loan committees
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with sales teams to structure optimal credit solutions
- Maintain accurate documentation in compliance with regulatory standards
- Identify opportunities for process improvements in credit evaluation workflows
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of commercial credit analysis experience
- Strong proficiency in Excel and financial modeling tools
- Deep understanding of cash flow analysis and industry risk factors
- Certified Credit Professional (CCP) designation preferred
- Exceptional attention to detail and analytical reasoning skills
- Ability to thrive in a fast-paced, deadline-driven environment