Job Description
Join our award-winning financial services firm as a Credit Analyst in Sacramento, CA. We're seeking detail-oriented professionals to evaluate creditworthiness and drive informed lending decisions. Enjoy competitive compensation, comprehensive benefits, and career advancement opportunities in a collaborative environment.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit memos and risk assessments for loan committees
- Monitor existing credit portfolios and identify early warning signs
- Collaborate with commercial lending teams to structure optimal credit solutions
- Ensure compliance with federal and state banking regulations
- Develop and maintain strong relationships with internal stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis experience in banking/lending
- Advanced proficiency in Excel and financial modeling software
- Strong knowledge of GAAP and credit risk frameworks
- Credit Risk Management Certification (CRM) preferred
- Exceptional analytical and problem-solving abilities