Job Description
Join our dynamic finance team in Baltimore as an immediate-hire Credit Analyst! We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support strategic lending decisions. Enjoy competitive compensation, comprehensive benefits, and career growth in a collaborative environment.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memos with clear recommendations for loan approvals
- Monitor existing portfolios for compliance and early risk identification
- Collaborate with sales teams to structure optimal financing solutions
- Ensure adherence to regulatory requirements and internal policies
- Develop strong relationships with banking partners and industry stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis or commercial lending experience
- Proficient in financial modeling and credit risk assessment tools
- Strong analytical skills with attention to detail
- Excellent written and verbal communication abilities
- CFRA or CFA designation preferred
- Experience with loan origination software (e.g., Ellie Mae, Encompass)