Job Description
Join our dynamic finance team as a Credit Analyst where we provide all necessary equipment to excel! At Global Financial Solutions Inc., we empower our professionals with top-tier technology to deliver exceptional financial insights. This role offers a competitive salary, comprehensive benefits, and a collaborative environment focused on growth and innovation. If you're passionate about risk assessment and financial modeling, apply today to start your rewarding career in San Antonio's thriving financial district.
Responsibilities
- Analyze creditworthiness of commercial clients using financial statements and market trends
- Prepare detailed credit reports with risk assessments and recommendations
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with loan officers to structure optimal credit solutions
- Utilize provided advanced financial software for data analysis and modeling
- Stay updated on industry regulations and economic indicators affecting credit decisions
- Present findings to senior management with clear, actionable insights
Qualifications
- Bachelor's degree in Finance, Accounting, or Business-related field
- 3+ years of commercial credit analysis experience
- Proficiency in financial modeling and Excel (advanced functions)
- Strong understanding of cash flow analysis and financial statement interpretation
- Familiarity with credit scoring models and risk assessment frameworks
- Excellent analytical skills with attention to detail
- Ability to work independently and meet deadlines in fast-paced environment
- Professional certification (CFA, FRM) preferred