Job Description
Join our dynamic finance team in Charlotte and make an immediate impact! Financial Solutions Inc. is seeking a detail-oriented Credit Analyst to evaluate loan applications and assess credit risk. This is a fantastic opportunity to launch your career in a supportive environment with competitive benefits and rapid advancement potential. Start tomorrow and become part of Charlotte's thriving financial sector.
Responsibilities
- Analyze financial statements and creditworthiness of commercial clients
- Prepare detailed credit reports and risk assessments
- Collaborate with loan officers to structure optimal financing solutions
- Monitor existing credit portfolios for compliance and risk exposure
- Stay updated on industry regulations and economic trends
- Present findings to credit committee members
- Develop recommendations for credit approvals/declines
Qualifications
- Bachelor's degree in Finance, Accounting, or Business
- 1-3 years of credit analysis experience
- Proficient in Excel and financial modeling tools
- Strong analytical and problem-solving abilities
- Excellent written and verbal communication skills
- Familiarity with banking regulations (FDIC, OCC)
- Ability to work independently and meet deadlines
- Attention to detail with high accuracy standards