Job Description
Immediate Hire Opportunity in San Jose, CA! Join our dynamic finance team as a Credit Analyst and drive critical lending decisions at Silicon Valley Financial Partners. We're seeking a detail-oriented professional to assess creditworthiness, manage risk portfolios, and support our growing client base. Enjoy competitive compensation, comprehensive benefits, and a collaborative work environment in the heart of Silicon Valley. Apply today to start your career with us!
Responsibilities
- Analyze financial statements, credit reports, and market data to evaluate borrower creditworthiness
- Prepare detailed credit risk assessments and recommend lending terms
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with loan officers to structure optimal financing solutions
- Maintain accurate documentation and ensure regulatory compliance
- Present findings to credit committees and senior leadership
- Stay updated on industry trends and economic indicators affecting credit risk
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or underwriting experience
- Strong proficiency in financial modeling and risk assessment tools
- Expertise in analyzing cash flow statements, balance sheets, and income statements
- Familiarity with commercial lending regulations and compliance standards
- Exceptional attention to detail and analytical problem-solving skills
- Ability to work independently and meet deadlines in a fast-paced environment