Job Description
Join our dynamic finance team as a Credit Analyst in Albuquerque, NM! We're offering an exceptional opportunity with a competitive sign-on bonus to attract top talent. At Southwest Financial Solutions, you'll play a pivotal role in assessing creditworthiness, mitigating risks, and driving informed lending decisions. Our collaborative environment fosters professional growth while serving New Mexico's growing business community.
Responsibilities
- Analyze financial statements, credit reports, and market trends to evaluate loan applications
- Prepare comprehensive credit memos and risk assessments for portfolio review
- Monitor existing credit portfolios and recommend risk mitigation strategies
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal policies
- Contribute to process improvements in credit analysis workflows
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of commercial credit analysis experience
- Strong proficiency in financial modeling and Excel
- Excellent analytical and problem-solving abilities
- Knowledge of banking regulations and credit risk frameworks
- Effective communication skills with stakeholders at all levels
- Experience with credit scoring systems preferred