Job Description
Join Coastal Financial Solutions as a Credit Analyst and enjoy the perfect work-life balance with flexible hours! We're seeking a detail-oriented professional to evaluate creditworthiness and mitigate financial risks for our diverse client portfolio. This remote-friendly role offers competitive compensation, comprehensive benefits, and the autonomy to structure your schedule around peak productivity hours.
As a key member of our finance team, you'll leverage your analytical expertise to support our growing operations in Corpus Christi's thriving coastal economy. We value innovation, work-life integration, and professional growth opportunities.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess client creditworthiness
- Prepare detailed credit risk assessments and recommend appropriate lending terms
- Monitor existing portfolios and identify potential collection issues proactively
- Collaborate with sales teams to structure credit solutions aligned with client needs
- Maintain accurate documentation in compliance with regulatory requirements
- Develop risk mitigation strategies for high-exposure accounts
- Stay updated on industry regulations and economic indicators affecting credit decisions
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (or equivalent experience)
- 3+ years of credit analysis or commercial underwriting experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of cash flow analysis and ratio interpretation
- Familiarity with FICO scoring and credit bureau reporting
- Exceptional attention to detail and problem-solving abilities
- Excellent written and verbal communication skills
- Ability to work independently with flexible scheduling