Job Description
Join our dynamic finance team as a Credit Analyst in San Francisco and enjoy the unique benefit of weekly pay! We're seeking a detail-oriented professional to evaluate creditworthiness, analyze financial data, and support our lending decisions. This full-time role offers competitive compensation, growth opportunities, and the rare advantage of receiving your paycheck every week instead of bi-weekly. If you thrive in fast-paced environments and have a passion for financial risk management, apply today!
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare comprehensive credit analysis reports with clear recommendations for loan approval or denial
- Monitor existing portfolios for credit risk exposure and recommend mitigation strategies
- Collaborate with loan officers to structure competitive credit terms while maintaining risk standards
- Ensure compliance with federal regulations and internal credit policies
- Utilize financial modeling tools to forecast cash flows and assess default probabilities
- Present findings to credit committees and senior leadership
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or Business Administration
- 3+ years of commercial credit analysis experience in banking or lending institutions
- Expertise in financial statement analysis and ratio interpretation
- Proficiency in Excel (VLOOKUP, PivotTables) and credit scoring models
- Strong understanding of GAAP and credit risk frameworks
- Excellent written and verbal communication skills with executive presence
- CFI, CFA, or similar financial certification preferred