Job Description
Join our dynamic finance team at Capital Edge Financial Services in Raleigh, NC! We're urgently seeking a detail-oriented Senior Credit Analyst to drive our lending portfolio's success. This is your chance to make an immediate impact in a fast-paced environment while advancing your career in financial risk management. Enjoy competitive compensation, comprehensive benefits, and the opportunity to work with industry-leading professionals in the heart of North Carolina's financial hub.
Responsibilities
- Analyze financial statements and creditworthiness of commercial borrowers to assess lending risks
- Prepare detailed credit reports with actionable recommendations for loan committees
- Monitor existing loan portfolios for early risk detection and compliance adherence
- Collaborate with sales teams to structure complex credit solutions
- Stay updated on regulatory changes impacting credit policies
- Lead cross-functional risk mitigation initiatives
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and credit risk frameworks
- Credit Certification (CRCM or equivalent) highly desirable
- Proven track record in portfolio risk management
- Exceptional analytical and communication skills