Job Description
Join our dynamic finance team at Capital Financial Partners as a Credit Analyst in Richmond, VA! We're urgently seeking a detail-oriented professional to drive our credit assessment processes. This is your chance to make an immediate impact in a fast-paced environment while advancing your career in financial risk management. Enjoy competitive compensation, comprehensive benefits, and a collaborative workplace culture that values innovation and professional growth.
Why Apply Today?
• Immediate start opportunity
• Mentorship from senior credit professionals
• Exposure to diverse industry portfolios
• Career advancement pathways
Responsibilities
- Analyze financial statements and creditworthiness of commercial clients
- Prepare detailed credit risk reports and recommendations for lending committees
- Monitor existing loan portfolios and identify potential risk factors
- Collaborate with loan officers to structure optimal credit solutions
- Ensure compliance with federal banking regulations and internal policies
- Develop risk mitigation strategies for high-exposure accounts
- Utilize credit scoring models and financial analysis software
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (required)
- 3+ years of commercial credit analysis experience
- Strong proficiency in Excel and financial modeling tools
- Credit certification (CRCM or equivalent) preferred
- Deep understanding of GAAP and financial statement analysis
- Excellent written and verbal communication skills
- Ability to manage multiple deadlines in a fast-paced environment
- Experience with credit risk assessment software (e.g., Moody's Analytics)