Job Description
Join our dynamic finance team at Premier Financial Partners as we urgently seek a talented Senior Credit Analyst in Irvine, CA. This critical role requires sharp analytical skills to evaluate creditworthiness and mitigate financial risks. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment where your expertise drives business growth. Apply today to seize this immediate opportunity to advance your career in one of California's most vibrant economic hubs!
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit memos and risk assessments for loan approval committees
- Monitor existing credit portfolios and identify early warning signs of potential defaults
- Collaborate with commercial lending teams to structure optimal credit solutions
- Stay updated on regulatory changes impacting credit policies and procedures
- Present complex financial analyses to senior stakeholders with clear recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 5+ years of progressive credit analysis experience in commercial banking
- Advanced proficiency in Excel and financial modeling software
- Credit Risk Management (CRM) or Chartered Financial Analyst (CFA) certification preferred
- Deep understanding of GAAP, FASB, and lending regulations
- Exceptional analytical skills with attention to detail
- Strong written and verbal communication abilities