Job Description
We are seeking a highly analytical and detail-oriented Senior Credit Analyst to join our dynamic team in Seattle, WA. As a leader in financial services, we pride ourselves on our robust risk management framework and our commitment to employee growth.
In this pivotal role, you will evaluate the creditworthiness of potential borrowers and monitor the performance of our existing loan portfolio. You will work closely with underwriting teams to ensure compliance with regulatory standards while driving our strategic lending objectives.
Why Join Us?
- Competitive salary package ($90k - $140k).
- Comprehensive health benefits and 401(k) matching.
- Professional development opportunities in a booming market.
Don't miss this chance to advance your career in one of the nation's most vibrant financial hubs. Apply today!
Responsibilities
- Conduct comprehensive credit analysis of corporate and commercial loan applications, including financial statement review and ratio analysis.
- Assess borrower risk profiles and prepare detailed credit memos for executive review.
- Monitor the performance of the loan portfolio, identifying early warning signs of default.
- Develop and maintain internal credit risk models and scorecards.
- Collaborate with cross-functional teams to resolve complex credit issues.
- Ensure all lending decisions comply with regulatory guidelines and internal policies.
Qualifications
- Bachelor’s degree in Finance, Economics, Accounting, or a related field (Master’s preferred).
- Minimum of 4-6 years of experience in credit analysis, underwriting, or commercial lending.
- Strong proficiency in financial modeling, Excel (advanced functions), and SQL.
- Deep understanding of banking regulations (e.g., Dodd-Frank, Basel III) and risk management principles.
- Excellent analytical skills with a keen attention to detail.
- Strong communication skills, capable of presenting complex data to senior stakeholders.