Job Description
Join our dynamic finance team as a Senior Credit Analyst where your expertise will drive critical lending decisions in a remote-friendly environment. We're seeking a detail-oriented professional to assess commercial creditworthiness, manage risk portfolios, and support strategic growth initiatives. Enjoy flexible work arrangements while collaborating with top-tier financial experts at our Plano, TX headquarters.
Our culture combines innovation with integrity, offering competitive benefits, professional development, and a commitment to work-life balance. If you excel in financial analysis and want to make an impact in a supportive setting, this is your opportunity to thrive.
Responsibilities
- Analyze commercial loan applications, financial statements, and industry trends to evaluate credit risk
- Prepare detailed credit memos and risk assessments with clear recommendations
- Monitor existing loan portfolios and identify early warning signals for potential defaults
- Collaborate with Relationship Managers to structure optimal credit solutions
- Stay current with regulatory requirements (FRA, GAAP, BSA/AML)
- Present complex financial findings to senior leadership and credit committees
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 5+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in financial modeling software (e.g., Moody's Analytics, RiskCalc)
- Credit risk certification (CRCM, CCE, or equivalent) preferred
- Expert knowledge of financial statement analysis and cash flow modeling
- Strong analytical skills with attention to detail and accuracy
- Excellent communication and presentation abilities