Job Description
Join our dynamic finance team as a Senior Credit Analyst where you'll leverage cutting-edge equipment to drive financial decision-making. We provide all necessary tools including high-performance laptops, dual monitors, and specialized financial software to ensure your success. This role offers competitive compensation, comprehensive benefits, and a collaborative environment focused on professional growth.
Responsibilities
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare detailed credit reports and recommendations for loan committees
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with sales teams to structure optimal credit solutions for clients
- Utilize provided financial modeling software for cash flow projections and stress testing
- Stay updated on industry regulations and compliance requirements
- Present findings to senior leadership with data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling tools
- Strong understanding of GAAP and credit risk assessment frameworks
- Credit certification (CRCM, CCE, or equivalent) preferred
- Exceptional analytical and problem-solving abilities
- Excellent written and verbal communication skills
- Experience with provided financial software (e.g., Moody's Analytics, Bloomberg Terminal)