Job Description
Join our award-winning finance team as a Senior Credit Analyst where we provide all necessary equipment to maximize your productivity! Southwest Financial Group is seeking a detail-oriented professional to evaluate credit risks and support our lending operations in Albuquerque. Enjoy competitive compensation, comprehensive benefits, and state-of-the-art tools designed for excellence.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower creditworthiness
- Prepare detailed credit memos and risk assessments for loan approval committees
- Monitor existing credit portfolios and identify potential risk mitigation strategies
- Collaborate with commercial lenders to structure complex credit facilities
- Ensure compliance with federal regulations and internal credit policies
- Utilize provided financial modeling software for cash flow analysis
- Develop risk mitigation strategies for high-value commercial transactions
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling tools (equipment provided)
- Strong understanding of GAAP and credit risk assessment methodologies
- Experience with lending software such as Moody's Analytics or S&P Capital IQ
- Professional certification (CFA, CRCM) preferred
- Exceptional analytical and decision-making abilities