Job Description
Join our dynamic finance team as a Senior Credit Analyst and enjoy the stability of weekly paychecks! Capital Financial Partners is seeking a detail-oriented professional to evaluate creditworthiness and mitigate financial risks for our diverse portfolio. This role offers competitive compensation, comprehensive benefits, and a collaborative work environment in Sacramento's vibrant downtown.
Responsibilities
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare detailed credit reports and recommendations for loan approvals
- Monitor existing loan portfolios and identify potential collection risks
- Collaborate with sales teams to structure complex financing solutions
- Stay current on industry regulations and compliance requirements
- Present findings to credit committees with clear, data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or Business required
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong knowledge of banking regulations (FRB, OCC, FDIC)
- Credit certification (CRCM or CCE) preferred
- Exceptional analytical and problem-solving abilities
- Excellent written and verbal communication skills