Job Description
Join our dynamic finance team as a Senior Credit Analyst and leverage your expertise in risk assessment while enjoying the flexibility of remote work. Capital Growth Financial is seeking a detail-oriented professional to evaluate creditworthiness, analyze financial statements, and support our lending operations in Bakersfield's thriving business landscape. Enjoy competitive compensation, comprehensive benefits, and a supportive culture that values work-life balance.
Responsibilities
- Conduct in-depth credit analysis of commercial and consumer loan applications
- Prepare detailed credit reports and risk assessment documentation
- Collaborate with loan officers to structure optimal financing solutions
- Monitor existing portfolios for compliance and early risk detection
- Stay updated on industry regulations and market trends affecting credit practices
- Maintain accurate loan files and documentation according to compliance standards
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis experience in banking/lending
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and credit risk frameworks
- Certification (CRCM, CMB, or CFA) preferred
- Exceptional analytical and decision-making abilities
- Proven track record in portfolio management