Job Description
Join our award-winning financial team as a Senior Credit Analyst and immediately contribute to our portfolio growth. We're seeking a detail-oriented professional to evaluate credit risks, analyze financial statements, and support strategic lending decisions. This is an exceptional opportunity to advance your career in a dynamic Richmond-based financial institution with competitive benefits and rapid advancement paths.
Responsibilities
- Analyze complex financial statements and credit data to assess borrower risk profiles
- Prepare comprehensive credit recommendations and risk mitigation strategies
- Monitor existing portfolios and identify early warning signs of potential defaults
- Collaborate with commercial lending teams on credit structuring and approval processes
- Stay current with industry regulations and economic trends affecting credit markets
- Develop and maintain strong relationships with internal stakeholders and clients
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA preferred)
- 3+ years of commercial credit analysis experience in banking or financial services
- Advanced proficiency in financial modeling and Excel (VLOOKUP, pivot tables)
- Credit certification (CRCM or CMB) highly desirable
- Exceptional analytical skills with attention to financial ratios and cash flow analysis
- Strong written and verbal communication abilities for presenting complex information