Job Description
Join our prestigious financial institution in Manhattan as a Senior Credit Analyst and become a key player in our lending division. We're seeking a strategic thinker with a sharp eye for detail to evaluate complex credit risks, drive informed lending decisions, and contribute to our portfolio's growth. This direct-hire role offers unparalleled exposure to high-stakes financial analysis within a dynamic, collaborative environment. If you're passionate about financial integrity and thrive in fast-paced settings, this is your opportunity to advance your career in the heart of New York's financial district.
Responsibilities
- Analyze financial statements, cash flow projections, and industry trends to assess borrower creditworthiness
- Prepare comprehensive credit memos and risk assessments for commercial and corporate clients
- Collaborate with relationship managers to structure optimal loan terms and mitigate exposure
- Monitor existing portfolios for early warning signs of credit deterioration
- Ensure compliance with federal regulations (FRB, OCC) and internal risk policies
- Present credit recommendations to senior credit committees with clear rationale
- Develop financial models for stress testing and scenario analysis
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or Business Administration (MBA preferred)
- 5+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in Excel, Bloomberg Terminal, and financial modeling software
- Credit certifications (CRCM, CCE, or equivalent) highly desirable
- Deep understanding of GAAP, loan covenants, and debt instruments
- Exceptional analytical skills with attention to detail
- Strong written/verbal communication for presenting complex information